Friday, September 15, 2006

Change Your Gears with Cheap Car Finance

By Eva Baldwyn

A car gets you conveyance at your convenience…this means you don’t have to stand in long queues waiting for bus to reach your destination. You can start your own car and drive away when ever and wherever you want. This ensures traveling freedom. A car these days has become a necessity rather than a utility. Cheap car finance give you funds for diminishing the gap between this necessities i.e. a car and the reality.

Cheap car finance is available in form of car loans. These loans are secured by the car itself and easily get approved. Cheap car finance as the name suggest offers you lower interest rates and better repayment terms. It’s better to plan your car purchase before going into any deal regarding the loan. For that you need to go through certain steps, this includes:

•Determining the car which you want to buy.

•Find out the best car dealers in the market.

•You can also buy car through brokers or online dealers.

•Try to negotiate them for discounts and free accessories.

•Check out for free insurance which most of the car dealers provide these days.

•Calculate your requirement of funds.

•How much you are able to invest from your side and how much you want as loan amount?

This is all about buying new car but this is not the only thing for which you can use cheap car finance. This includes engine repairs, car paint, buying accessories such as music systems, power windows, new tires and other modifications. You can also buy a second hand or used car with the money.

As cheap car finance is a secured form of loans, people with bad credit score, defaulters, CCJ’s and IVA’s, arrears, bankrupts etc can also apply for such loans easily. Also this gives them a chance to overcome from their bad credit score.

Research is very essential before going for any loan deal in cheap car finance. As most of the time it happens that you go for a loan deal and after wars you got to know about a deal which suits you better with a lower interest rate. So to avoid that, you can log on to several cheap car financing websites. There are free loan quotes available on these websites which you can compare with the help of online comparison tools. Also there are tools available such as debt and repayment calculators, budget planners, repayment tables giving you a better understanding of your circumstances and the loan packages. Finally, you can apply through online application form to get benefited from the cheap car finance.

Eva Baldwyn aims to inform common men and women of the several issues involved in personal loans and mortgages through her articles. An MSc in Economics & Finance from the Warwick Business School is proof enough of the knowledge that she possesses in the field of finance. To find Cheap car finance, new car loan, used car loan, bad credit car loan, cheap car loan in UK visit http://www.carloaninuk.co.uk

Article Source: http://EzineArticles.com/?expert=Eva_Baldwyn

Tuesday, September 12, 2006

Give More Miles to Your Car

By Jay Stevens

For most people, tightening their belts is the best way to go when it comes to stretching that hard-earned dollar. There are many things which people could do less without. However, for those things that have become indispensable, the trick would be to make the most of what you have. This goes true for vehicles. And it means getting your vehicle to run more miles with lesser costs.

If you are still in the process of purchasing or acquiring your own vehicle, try to do some research first and see if your vehicle of choice has that certain capacity and capability to run more miles without having to undergo expensive repairs and maintenance. You can do your research by reading through vehicle magazines or even by searching through the Internet.

To keep your vehicle in good running condition and extend this state, do your car maintenance regularly. Like at the beginning of each month, you can have the engine oil level checked. Make sure that the oil level is at the full level mark on the dipstick. Make sure that you also use the type of oil and a fluid that is recommended by your owner’s manual.

Every three months or so, or as specified by your owner’s manual, check your vehicle’s tire pressure. Do also check the other fluids like the transmission fluid, brake fluid, power steering fluid, radiator coolant, and windshield washer fluid. By doing such, you are guaranteed that your vehicle’s moving parts are lubricated enough so as to reduce any kind of friction, heat, or wear.

Other parts should also be checked and replaced if there is a need to do so. Wear and tear also brings down the condition of your car so make sure that everything in your car is working smoothly. You may have to spend a couple of bucks along the way in maintaining your vehicle, however, this keeps you off the hot spot of paying greater amounts of dollars because of complications and great damage because of improper car maintenance.

Ford Parts Discount, one of the leading dealers of Ford Excursion parts, recommends that you replace oxygen sensors when the catalytic converter is replaced.

Jay Stevens works as a consultant for an established auto parts store in the country. He has expertise in automotive technology and has extensive knowledge on the auto parts industry.

Article Source: http://EzineArticles.com/?expert=Jay_Stevens

Saturday, September 09, 2006

How To Install Your Car Stereo

By Sebastian Schneider

What you will need:

1. A Phillips screw driver
2. Panel tools
3. Pick tools
4. Drop light
5. Wire ties
6. Electrical tape
7. Wire cutters
8. Crimpers
9. Drop cloths

Note: Remove the old stereo before you begin!

More Notes:

You will need to disconnect your battery because you do not want to lose power when you are installing the speakers. It can also prevent injury in the process.
Take out all the hardware that came in the box.
You will need to disassemble your factory speakers. Instructions for dissembling your factory speakers should come in the manual that came with your car. If you do not find this manual, I would suggest calling the manufacturing.

Steps:

o To start, you will need the flat head screwdriver. With this tool you can unscrew your old screws that are holding up your old factory speakers.
o You will need to pull the wires from the cigarette lighter. It will help you install the other speakers. o Connect the wire to the cigarette lighter.
o You will need to turn on the ignition and then select the wire that is underneath the dash.
o Stick the light tester into the ignition source. Light should turn on.
o Now you will need to look for the electrical lead that is coming from the stereo. This lead powers one of the stereos. You will then wrap the lead with a black electric tape so that it does not touch the metal surface.

© 2006 by Sebastian Schneider. If you want to know more about anything related to car audio, visit Car Sound Systems.
Article Source: http://EzineArticles.com/?expert=Sebastian_Schneider

Saturday, September 02, 2006

Car Maintenance

By Elizabeth Morgan

We all avoid maintenance on one pretext or the other but forget its core advantages, like low recurring expenses and optimum product utilization, especially in the case of Car Maintenance. By doing regular maintenance on our car, not only we can save money on car repair, but also enjoy more pleasant drives.

Car Maintenance is not a big technical job, and a novice with minimal car-related knowledge can also do it easily. You can initially start with tires. Tires are among the most expensive, regularly replaceable and neglected items on the car.

One must follow some basic rules for tire maintenance. The first and the foremost are checking tire tread for abnormal wear patterns. On finding any symptoms of abnormal wear in specific areas, tire alignment needs to be done to prevent further deterioration. Along with it, you must check tire pressures once a week, for longer tire life. Tire experts also suggest rotating tires and wheel balancing on every car’s regular service.

The other important aspect is oil, filter change and chassis lubrication. Car experts always advice car owners to change them after every 4,000-5,000 miles or every 3-4 months, to ensure longer engine life and optimum performance.

It is also important that lights are in working condition. One must check and replace all fuse bulbs every month, to ensure your journeys at nights are smooth and trouble-free. Besides this, we also advise you to check for any fuel leaks by looking for fuel drops below the car every morning, before you start your car. Washing the car and checking the battery once a week will also help you keep your car in perfect condition. By following these small instructions, you can easily say, “Let’s go for a long drive, honey!”

Maintenance provides detailed information about maintenance, aircraft maintenance, car maintenance, equipment maintenance and more. Maintenance is the sister site of Pontoon Boat Lifts.

Article Source: http://EzineArticles.com/?expert=Elizabeth_Morgan